A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
One should avoid keeping excessive funds in one's savings account.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
The systematic withdrawal plan stands out as a superior option, providing steady income despite market fluctuations and inflation, says Ramalingam Kalirajan.
Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'
'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'
rediffGURU T S Khurana answers readers' personal income tax queries.
rediffGURU Samkit Maniar answers readers' personal income tax queries.
Rediff.com spoke to registered investment advisors to figure out how best the extra Rs 17,500 saved ever year can be invested to create a decent corpus in the years ahead. This is what they said.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
Don't solely focus on tax-saving alone.
ELSS investments require a long-term commitment of at least seven years.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
'Some part could be used for consumption purposes, and the rest could be used to meet important financial goals.' 'The split can be 30:70 to 50:50, depending on one's situation.'
'Once filed, it cannot be revised or rectified.'
India's largest cable and wire manufacturer Polycab India ended financial year 2024-25 (FY25) on a high, delivering another strong quarter of double-digit growth and market share gains. This coupled with margin expansion, operating breakeven for its fast-moving electrical goods (FMEG) business, and steady exports outlook for FY26 is expected to support the stock, which is up 18 per cent over the past month. The stock is currently trading at Rs 5,765 a share.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Here's what you must know about the new rule, its implications, and whether it affects taxpayers' rights and privacy.
Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.
rediffGURU Samkit Maniar answers readers' personal income tax queries.
Some products offer terrorism cover as part of the base offering, while in others it is an optional cover.
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
Whether you're a young professional, a seasoned entrepreneur, or someone simply looking to take control of your financial future, adopting these principles can be life-changing, says Ramalingam Kalirajan
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
'Somebody was using somebody to make statements that will stir the stock market and lead to a surge.' 'A sudden surge and a sudden crash is always an ideal situation for people to make illicit gains and then siphoning off the money.'
Taxpayers with old, outstanding taxes will benefit from the CBDT's new scheme.
Buying makes sense for those planning to stay in a city for at least 7 to 10 years. Financial preparedness is crucial.
The January-March quarter (Q4) results for 2024-25 (FY25) from the country's largest passenger vehicle (PV) maker, Maruti Suzuki India (MSIL), were a mixed bag, with revenues broadly in line but operating profit missing Street expectations. Given cost pressures, margins at the operating level were the lowest in the past seven quarters.
All that you must know about the pros and cons of gift deeds, tax implications, essentials, documents required, conditions, etc...
rediffGURU Samkit Maniar answers readers' personal income tax queries
rediffGURU Vivek Lala answers your income tax and personal finance queries.
'It won't be a V-shaped recovery. It'll be consolidation.' 'Investors might exit during that grind. It'll be painful.'
rediffGURU T S Khurana answers readers' personal income tax queries.
rediffGURU Samkit Maniar answers readers' personal income tax queries
Shriram Finance's (SHFL's) profit after tax (PAT) rose 10 per cent year-on-year (Y-o-Y) to Rs 2,140 crore in the fourth quarter of the financial year 2024-25 (Q4FY25).
The answer depends on your financial goals and risk appetite, says Certified Financial Planner Ramalingam Kalirajan, and explains why.
Start your journey to financial freedom today. Ask your questions and let our experts show you the way to a secure and prosperous future.
10 largecaps stocks which stand to gain from the Budget.
Trump may temper his approach from time to time, but to think that he will change his basic philosophy is delusional, asserts T T Ram Mohan.